Invio vs Square Invoices
Square Invoices is free with unlimited invoices, and both Square and Invio charge a card-processing fee of their own on top of any plan price - Square 2.2% per online card payment, Invio 2.2% plus a small fixed amount. Invio also schedules automated payment reminders, and so does Square, on every plan including its free one. The real choice is not "who avoids fees" - it is whether unlimited free invoicing matters more to you than GST return figures and a flat monthly plan fee once you outgrow it.
We make Invio. Read our side with that in mind. Every statement about Square Invoices below links to Square Invoices's own published page.
Choose Square Invoices if
You want unlimited invoicing on a genuinely free A$0/month plan.
Source checked 28 September 2026You already use Square for in-person payments (a card reader or point of sale) and want one connected system.
Source checked 28 September 2026You want the same automatic payment reminders on the free plan that its paid Plus plan also lists.
Source checked 28 September 2026You would rather pay a percentage of what you are paid than a flat monthly fee, at low volume.
Source checked 28 September 2026
Choose Invio if
- You want GST return figures built into the invoicing tool itself, not a payments-first tool with invoicing added on.
- You are at low invoice volume now (5/month free) and would rather pay a flat monthly fee as you grow than take unlimited free invoices with a card fee on every payment.
- You want a tool built specifically for invoicing and quoting.
- You do not need a connected point-of-sale system.
Side by side
The details behind the choice, with dated sources for every Square Invoices claim.
Invoicing and quoting software.
Invoices, estimates, contracts and payment collection.
Source checked 28 September 2026Free plan, or Pro at A$5/month for your first 3 months, then A$19/month.
Free plan at A$0/month; Plus plan at A$30/month for more advanced tools.
Source checked 28 September 20265/month free (60/year); unlimited on Pro.
Unlimited invoices, estimates, contracts and recurring invoices on the free plan.
Source checked 28 September 20262.2% (Stripe's AU rate plus Invio's own platform fee) plus A$0.30 per online card payment, charged as you go, on every plan.
2.2% per online card payment and 1.6% per in-person transaction, on both the free and Plus plans.
Source checked 28 September 2026GST-ready tax invoices and GST return figures to help fill your own return; no BAS lodgement.
Australia-specific BAS lodgement is not stated as a feature on the page checked.
Source checked 28 September 2026Automated reminders on Pro.
"Schedule automatic payment reminders" is listed as a Yes on both the free and Plus plans.
Source checked 28 September 2026Standalone invoicing tool.
Part of the wider Square payments and point-of-sale ecosystem.
Source checked 28 September 2026Offers quotes rather than a separate estimates or contracts feature.
Includes estimates and contracts alongside invoices, as named features.
Source checked 28 September 2026Pricing is shown as each product states it. Check the linked sources for current offers and terms.
Where Square Invoices is better than us
The free plan sends unlimited invoices, estimates and contracts, with no monthly cap to hit.
Source checked 28 September 2026Ties into Square's card reader, point-of-sale and in-person payment tools.
Source checked 28 September 2026There is no plan fee at all on the free tier, regardless of how many invoices you send.
Source checked 28 September 2026