Invio vs Solo by MYOB
Solo by MYOB bundles invoicing with a real Australian business bank account (Solo Money) and an automated bank feed - a genuine banking product, not just software. That bundle comes with real trade-offs, in MYOB's own words: no BAS lodgement, no web access at all, and no payroll. Invio is invoicing and quoting software on phone or desktop, with no banking product of its own. The real question is whether you want the banking bundle enough to accept a phone-only app and a currently-open cancellation process, or would rather use software that works from a browser too.
We make Invio. Read our side with that in mind. Every statement about Solo by MYOB below links to Solo by MYOB's own published page.
Choose Solo by MYOB if
Wants a real linked Australian business bank account (Solo Money, via Great Southern Bank) alongside invoicing.
Source checked 28 September 2026Solo's own FAQ says the app "constantly" rolls out new features, so wants an actively developed all-in-one mobile app.
Source checked 28 September 2026Is comfortable working from a phone only - Solo's own FAQ: "Can I access Solo on the web? Nope. Solo is 100% app based on your phone."
Source checked 28 September 2026Wants Tap to Pay built into the phone for in-person card payments, with no separate card reader.
Source checked 28 September 2026
Choose Invio if
- You want to work from a laptop or desktop sometimes, not only a phone.
- You want GST return figures to help fill your own BAS, using standard exportable records.
- You want a free plan before committing to anything.
- You want to be able to export your data and leave without a phone call.
Side by side
The details behind the choice, with dated sources for every Solo by MYOB claim.
Invoicing and quoting software.
An all-in-one mobile app for a sole operator to manage admin, banking and payments, plus a real linked bank account (Solo Money, via Great Southern Bank).
Source checked 28 September 2026Free plan, or Pro at A$5/month for your first 3 months, then A$19/month.
Monthly: A$5.50/month for the first 3 months (50% off), then A$11/month. Yearly: A$12 for the first 12 months, then A$99/year after the offer period.
Source checked 28 September 2026Phone and desktop.
Phone only - Solo's own FAQ: "Solo is 100% app based on your phone."
Source checked 28 September 2026Single-user on every plan, including Growth.
"The Solo app is designed for use by one user at a time" - an accountant, bookkeeper or tax agent can be invited to view the account.
Source checked 28 September 2026No payroll.
"Features needed for managing a team, like Payroll, are not included."
Source checked 28 September 2026Not offered either; GST-ready invoices and GST return figures to help fill your own return.
MYOB's own community manager, on how Solo BAS returns are filed: "The Solo by MYOB app does not include a portal for Solo users to lodge their BAS."
Source checked 21 September 2026None.
Solo Money, a real linked bank account with a debit card, issued by Great Southern Bank.
Source checked 28 September 2026Any time, in-app.
MYOB's own FAQ says you can "cancel anytime" via the self-service My Account portal, with no lock-in contract. Independent reviews on the Australian App Store, ProductReview and MYOB's own community forum describe a different experience for some users: cancellation needing a phone call, long holds, and one documented debt-collection notice over a A$12 renewal.
Source checked 21 September 2026Export any time.
MYOB staff member 'Maggie-Solo', on data portability: "At this stage there is no way to migrate data from Solo to other MYOB products." No import of existing invoice history in, either.
Source checked 21 September 2026None built into the invoicing product itself.
MYOB's own product manager: "At this stage, we aren't doing any integrations with 3rd party products."
Source checked 21 September 2026Pricing is shown as each product states it. Check the linked sources for current offers and terms.
Where Solo by MYOB is better than us
Solo Money, a genuine business bank account with a debit card, issued by Great Southern Bank - Invio has no banking product at all.
Source checked 28 September 2026Built-in Tap to Pay, so no separate card reader is needed for in-person payments.
Source checked 28 September 2026MYOB's own support infrastructure and self-service My Account portal, for whatever that is worth against the specific complaints documented above.
Source checked 28 September 2026